Flexible Benefits

As part of our Flexible Benefits Model (MiFlex), we precisely define the coverage needs of the population based on a model that identifies the different “moments in life” in order to select the optimal strategy for our clients.

The objective of our programs is to maximize the amount of resources allocated by companies for the granting of insured benefits, giving employees alternatives to adapt their programs to their particular needs and giving priority to long-term savings.

The management of these programs is done through the most robust, simple and intuitive platform in the market (MiFlex).

The variables considered in the design of our programs are:


  • Age and Gender
  • Seniority
  • Marital Status
  • Economic Dependents, gender and ages of each
  • Income level
  • Geographic location
  • Scope of benefit Coverage
  • Flexibility features
  • Implementation of Savings plans
  • Benchmarks in similar industry companies
  • Tax implications
  • Operational implications
  • Communication